Rules-based signals · Info only
Most of the work happens below the surface.
One rules-based strategy that rides the good years and steps aside in the bad ones. You keep your money. We show you what to hold.
Above the waterline
What you see: a few calm decisions a month.
Below it
What you don’t: an engine watching 13 markets every day.
Deeper
All of it comes down to one line.
The calculator
What ten years would have done.
Pick an amount and a leverage. The line is the model’s backtest; the grey line is the S&P 500 over the same decade.
Start: 10 years ago (Nov 2016)
2.5x–3x is the recommended band. Leverage multiplies losses as well as gains.
Your $10,000 would be $70,297.
Hypothetical backtest Nov 2016 – Nov 2026, including trading and borrowing costs, before taxes. Leverage rebalanced daily. Not a guarantee of future results.
Ten years at 3x
The good numbers and the bad ones, side by side.
- Below model, average per year
- 21.5%
- Below model, worst drop
- −38.9%
- Below model, losing years
- 2 of 9
Hypothetical backtest, Nov 2016 – Nov 2026. Below model at 3x leverage, after trading and borrowing costs, before taxes. Losing years counted over full calendar years. Not actual trading.
Storms
Built to sit out the crashes. Not every storm.
The long test runs from 2003. In 23 full years at 3x the model lost money in 3: 2015, 2018, 2022. Here are the years that matter most, good and bad.
2008
The S&P 500 fell 37%. Below’s model made +33% at 3x.
The rules saw the trend break and stepped aside before the worst of the crash.
2015Losing year
The S&P 500 was roughly flat (+1%). Below’s model lost 14% at 3x.
A choppy, sideways market. Trend rules get whipsawed in years like this, and this one cost money.
2018Losing year
The S&P 500 fell 5%. Below’s model lost 14% at 3x.
Two sharp sell-offs in one year, in February and again in the fourth quarter. The rules were caught on the wrong side of both.
2022Losing year
The S&P 500 fell 18%. Below’s model lost 9% at 3x.
Stocks and bonds fell together, so there was little place to hide. The model still lost money.
Hypothetical backtest, calendar-year returns, model at 3x after trading and borrowing costs. The rules were tuned on 2003–2015 data; later years are out of sample.
How it works
You see the surface. The engine stays below.
The rules are fixed and stay private. What members get is the result: what to hold, in what weight, and when it changes.
- 01
It watches
Trend and momentum across 13 major US market segments, from tech to gold to bonds. Every trading day, after the close.
- 02
It decides
Once a month, plus a few short tactical trades, using fixed rules. No opinions, no news, no forecasts.
- 03
You act
Get the exact holdings by email, Telegram, Discord or push and trade them in about 10 minutes a month. Or let the Below bot trade them for you on your own device.
Always researching
The rules stay fixed. The search never stops.
Next to the live strategy, an AI research engine works around the clock to find a better one. So Below doesn't stand still while markets change. We don't let it rewrite your signals on its own: a strategy that changes itself every week is mostly fitting noise.
- 01
It invents
Every few hours a research engine writes new strategy ideas: trend, momentum, volatility, seasonality, bonds and gold. It learns from every idea that failed.
- 02
It proves
Ideas are built on older data only. To count, they must beat the live strategy on 2020 to today, years the engine never sees. Most ideas fail. That is the point.
- 03
It upgrades
Only an idea that passes the blind test and a human review replaces the current rules. Members hear about it first, with the full new backtest.
Strategy ideas tested
since November 11, 2026, and counting
- Each dot is one idea the engine built and tested.
- Bright dots are from the last few hours.
- The closer to the centre, the closer it came to beating the live strategy. Inside the dashed ring, it did.
Live · last research run less than an hour ago
Built honestly
A backtest you can check.
Tuned on 2003–2015, then tested on years it had never seen.
The rules were fixed using older data. Everything after 2015 is an out-of-sample test.
Includes trading and borrowing costs.
Every position change pays a cost. Leverage is charged at the T-bill rate plus 1.5% a year.
We show every bad year.
Losing years, worst drops and their size in money sit next to every return on this site.
Risk, said plainly
You can lose money.
You can lose money, including a large part of what you invest. At 3x leverage the backtest fell 39% at its worst.
Real results will differ from backtests and are usually worse. Leverage multiplies losses as well as gains.
Only invest money you can afford to lose.
Pricing
Read the signals, or let them trade.
Either way, your money stays at your own broker. We never hold it, and we never see your keys.
Signals
You get the signals. You place the trades.
$9.99/month
Billed monthly
- Current holdings and weights
- Alerts by email, Telegram, Discord and push
- Full signal history
- Allocation view for your account size and leverage
- EU UCITS equivalents
- A monthly letter
Auto
The Below bot trades for you, on your own device.
$14.99/month
Billed monthly
- Everything in Signals
- Below bot for your computer or server
- Connects to your Alpaca account with your own API key
- Your key never leaves your device
- Step-by-step setup guide, about 10 minutes
- Pause, set leverage or stop any time
Cancel anytime · Card, Apple Pay, Google Pay or crypto
FAQ
Questions, answered plainly.
Do you hold my money?
No, never. Below is an information service. Your money stays in your own account at your own broker, and you place every trade yourself. There are no deposits, no pooled accounts and no withdrawals, because there is nothing to withdraw.
Which broker do I need?
Any broker that offers US sector ETFs or their EU UCITS versions. Using leverage needs a margin account. At 1x, a normal brokerage account is enough.
How often do I trade?
Once a month for the main rebalance, plus a few short tactical trades in some months. Most members spend about 10 minutes a month placing orders.
What if I'm in the EU?
Use the UCITS equivalents. The dashboard shows every holding as a US ticker and as an EU UCITS fund with its ISIN, so you can switch with one toggle.
Is this financial advice?
No. Below publishes one model portfolio for everyone. It does not know your situation and is not personal investment advice. You decide what to do with it.
What if the strategy stops working?
It can. Markets change and backtests flatter. We publish a live track record next to the backtest, with every signal, so you can see how it does in real time and decide for yourself. If it falls behind, you will see it as early as we do.
Does the strategy improve over time?
We keep looking for a better one. A research engine tests new ideas around the clock, but an idea only replaces the current rules if it beats them on years it never saw and passes a human review. Members are told before any change, with the full new backtest. The live rules never change silently.
Can I cancel anytime?
Yes. Cancel from your account page in two clicks. You keep access until the end of the period you paid for.
How do I pay with crypto?
Choose crypto at checkout and pay the invoice in USDC, USDT, BTC or ETH. Before each renewal we email a new invoice. If it is not paid on time you have a 3-day grace period before access pauses.
Hypothetical backtest results. Not actual trading. Past performance, real or simulated, does not guarantee future results. Below provides general information, not personal investment advice. You are solely responsible for your investment decisions. The operator of Below may hold the positions shown.